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  <element id="ahfc_RelatedPartySupportCompensationAgreementFees" name="RelatedPartySupportCompensationAgreementFees" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" xbrli:periodType="duration" nillable="true" abstract="false" xbrli:balance="debit" />
  <element id="ahfc_RelatedPartyBenefitPlanExpense" name="RelatedPartyBenefitPlanExpense" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" xbrli:periodType="duration" nillable="true" abstract="false" xbrli:balance="debit" />
  <element id="ahfc_RelatedPartySharedServicesFee" name="RelatedPartySharedServicesFee" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" xbrli:periodType="duration" nillable="true" abstract="false" xbrli:balance="debit" />
  <element id="ahfc_RelatedPartyFinanceReceivablesUnearnedIncome" name="RelatedPartyFinanceReceivablesUnearnedIncome" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" xbrli:periodType="instant" nillable="true" abstract="false" xbrli:balance="credit" />
  <element id="ahfc_InvestmentInOperatingLeasesNetAbstract" name="InvestmentInOperatingLeasesNetAbstract" type="xbrli:stringItemType" substitutionGroup="xbrli:item" xbrli:periodType="duration" nillable="true" abstract="true" />
  <element id="ahfc_RelatedPartyUnearnedSubsidyIncome" name="RelatedPartyUnearnedSubsidyIncome" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" xbrli:periodType="instant" nillable="true" abstract="false" xbrli:balance="credit" />
  <element id="ahfc_AccruedInterestExpenseRelatedPartyDebt" name="AccruedInterestExpenseRelatedPartyDebt" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" xbrli:periodType="instant" nillable="true" abstract="false" xbrli:balance="credit" />
  <element id="ahfc_RelatedPartyUnearnedAdministrativeFees" name="RelatedPartyUnearnedAdministrativeFees" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" xbrli:periodType="instant" nillable="true" abstract="false" xbrli:balance="credit" />
  <element id="ahfc_RelatedPartyAccruedBenefitExpense" name="RelatedPartyAccruedBenefitExpense" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" xbrli:periodType="instant" nillable="true" abstract="false" xbrli:balance="credit" />
  <element id="ahfc_MinimumOwnershipInterestOfVotingStockRequiredBySupportAgreement" name="MinimumOwnershipInterestOfVotingStockRequiredBySupportAgreement" type="num:percentItemType" substitutionGroup="xbrli:item" xbrli:periodType="instant" nillable="true" abstract="false" />
  <element id="ahfc_HMCMember" name="HMCMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" xbrli:periodType="duration" nillable="true" abstract="true" />
  <element id="ahfc_AmericanHondaMotorCorporationIncMember" name="AmericanHondaMotorCorporationIncMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" xbrli:periodType="duration" nillable="true" abstract="true" />
  <element id="ahfc_AmericanHondaServiceContractMember" name="AmericanHondaServiceContractMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" xbrli:periodType="duration" nillable="true" abstract="true" />
  <element id="ahfc_RelatedPartyGainLossOnDispositionOfAssetsHeldForSale" name="RelatedPartyGainLossOnDispositionOfAssetsHeldForSale" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" xbrli:periodType="duration" nillable="true" abstract="false" xbrli:balance="credit" />
  <element id="ahfc_CommitmentsAndContingenciesDisclosureLineItems" name="CommitmentsAndContingenciesDisclosureLineItems" type="xbrli:stringItemType" substitutionGroup="xbrli:item" xbrli:periodType="duration" nillable="true" abstract="true" />
  <element id="ahfc_CommitmentsAndContingenciesDisclosureTable" name="CommitmentsAndContingenciesDisclosureTable" type="xbrli:stringItemType" substitutionGroup="xbrldt:hypercubeItem" xbrli:periodType="duration" nillable="true" abstract="true" />
  <element id="ahfc_ConstructionOfAutoDealershipsMember" name="ConstructionOfAutoDealershipsMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" xbrli:periodType="duration" nillable="true" abstract="true" />
  <element id="ahfc_LoansAndLeasesReceivableCommitmentsUnusedPortionOfLinesOfCredit" name="LoansAndLeasesReceivableCommitmentsUnusedPortionOfLinesOfCredit" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" xbrli:periodType="instant" nillable="true" abstract="false" xbrli:balance="debit" />
  <element id="ahfc_LoansAndLeasesReceivableCommitmentsRemainingUnfundedAmountOfConstructionLoans" name="LoansAndLeasesReceivableCommitmentsRemainingUnfundedAmountOfConstructionLoans" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" xbrli:periodType="instant" nillable="true" abstract="false" xbrli:balance="debit" />
  <element id="ahfc_SecuredDebtGrossIssued" name="SecuredDebtGrossIssued" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" xbrli:periodType="duration" nillable="true" abstract="false" xbrli:balance="debit" />
  <element id="ahfc_SecuredDebtGrossIssuedInitialReceivableBalance" name="SecuredDebtGrossIssuedInitialReceivableBalance" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" xbrli:periodType="instant" nillable="true" abstract="false" xbrli:balance="credit" />
  <element id="ahfc_SecuredDebtGross" name="SecuredDebtGross" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" xbrli:periodType="instant" nillable="true" abstract="false" xbrli:balance="credit" />
  <element id="ahfc_CashToBeRemittedToTrust" name="CashToBeRemittedToTrust" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" xbrli:periodType="instant" nillable="true" abstract="false" xbrli:balance="credit" />
  <element id="ahfc_OtherAssetsLineItems" name="OtherAssetsLineItems" type="xbrli:stringItemType" substitutionGroup="xbrli:item" xbrli:periodType="duration" nillable="true" abstract="true" />
  <element id="ahfc_OtherAssetsTable" name="OtherAssetsTable" type="xbrli:stringItemType" substitutionGroup="xbrldt:hypercubeItem" xbrli:periodType="duration" nillable="true" abstract="true" />
  <element id="ahfc_DealerPayables" name="DealerPayables" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" xbrli:periodType="instant" nillable="true" abstract="false" xbrli:balance="credit" />
  <element id="ahfc_LiabilityForUncertainTaxPositions" name="LiabilityForUncertainTaxPositions" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" xbrli:periodType="instant" nillable="true" abstract="false" xbrli:balance="credit" />
  <element id="ahfc_DealerLoansNetFairValueDisclosure" name="DealerLoansNetFairValueDisclosure" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" xbrli:periodType="instant" nillable="true" abstract="false" xbrli:balance="debit" />
  <element id="ahfc_RetailLoansNetFairValueDisclosure" name="RetailLoansNetFairValueDisclosure" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" xbrli:periodType="instant" nillable="true" abstract="false" xbrli:balance="debit" />
  <element id="ahfc_RestrictedCashAndCashEquivalentsFairValueDisclosure" name="RestrictedCashAndCashEquivalentsFairValueDisclosure" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" xbrli:periodType="instant" nillable="true" abstract="false" xbrli:balance="debit" />
  <element id="ahfc_CommercialPaperFairValueDisclosure" name="CommercialPaperFairValueDisclosure" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" xbrli:periodType="instant" nillable="true" abstract="false" xbrli:balance="credit" />
  <element id="ahfc_DueToRelatedPartiesCurrentAndNoncurrentFairValueDisclosure" name="DueToRelatedPartiesCurrentAndNoncurrentFairValueDisclosure" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" xbrli:periodType="instant" nillable="true" abstract="false" xbrli:balance="credit" />
  <element id="ahfc_OtherLongTermDebtFairValueDisclosure" name="OtherLongTermDebtFairValueDisclosure" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" xbrli:periodType="instant" nillable="true" abstract="false" xbrli:balance="credit" />
  <element id="ahfc_SecuredDebtFairValueDisclosure" name="SecuredDebtFairValueDisclosure" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" xbrli:periodType="instant" nillable="true" abstract="false" xbrli:balance="credit" />
  <element id="ahfc_DealerLoansNet" name="DealerLoansNet" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" xbrli:periodType="instant" nillable="true" abstract="false" xbrli:balance="debit" />
  <element id="ahfc_RetailLoansNet" name="RetailLoansNet" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" xbrli:periodType="instant" nillable="true" abstract="false" xbrli:balance="debit" />
  <element id="ahfc_UnitedStatesSegmentMember" name="UnitedStatesSegmentMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" xbrli:periodType="duration" nillable="true" abstract="true" />
  <element id="ahfc_CanadaSegmentMember" name="CanadaSegmentMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" xbrli:periodType="duration" nillable="true" abstract="true" />
</schema>